TRACEY HORNER, 57, FROM SURREY, SAYS:
I'm nominating passionate cyclists Gary and Michelle Nicol as my local heroes.
Gary, 50, and Michelle, 49, have been great supporters of Care International's Lendwithcare initiative, which provides support and loans to small business owners in low-income countries.
They first became involved with the charity back in 2014, when they took part in a 500km cycle challenge from Vietnam to Cambodia.
At the end of the trip, they got the chance to meet some of the people who had received loans from Lendwithcare.
From then on, the pair were committed to helping as many people via Lendwithcare as they could, through donations and loans as well as by doing sponsored walks, runs and five overseas cycle challenges.
So far, they've lent money to over…
